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Close Down Your Credit Cards

The more credit you have available, the greater the likelihood you have of going further into debt beyond your mortgage loan. The more debt you assume, the higher the risk of non-repayment. Close all your credit card accounts that are not absolutely necessary, eliminating available credit and thus raising your credit score. However, before closing […]

Clear Your Credit Report and Raise Your Credit Score

Your finances are like your body. You should take care of both while you can. Your commitment to buying real estate can be like committing to exercise three times a week. Real estate is the most reliable way to financial health. However, as with physical health, you have to be active. Write a $100,000 promissory […]

How to Contact the Major Credit Bureaus

The following is a list of the three nationwide credit bureaus. They charge $9.95 for a credit report and score. Beginning in September 2005, by federal law, you are entitled to one free credit report a year from each of the three big credit bureaus. Follow their procedures for correcting errors.
TransUnion
800-916-8800
www.transunion.com
Equifax
800-685-1111
www.equifax.com
Experian
888-397-3742
www.experian.com
For a free credit report:
877-322-8228
www.annualcreditreport.com
To […]



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