Tonja Demoff - Tonja Demoff will help you achieve greater wealth through real estate.

Becoming a millionaire is largely a matter of mental attitude. If you are determined to become one, you will. In the following examples, I prepare you for this transformation by contrasting the attitudes of “millionaires” with “average people.”

This is not to say that all millionaires have the right attitude, and all average people don’t. I am simply using millionaires and average people as symbols for how active, prosperous people think. It’s differences in attitude, not makes of cars or brands of shoes. This is not about social snobbery. If you want to be a millionaire, think like one. You don’t need the car or the shoes, but you do need the outlook.

In my book, Bubble Proof, I describe, in-depth, how to develop a “millionaire mindset” and apply it to real estate investing. For the purposes of this article I have boiled it down to 12 simple steps to apply a millionaire mindset to your real estate ventures: Read the rest of this entry »

The following is from a press release by PRWEB:

Summary: “Bubble Proof” real estate strategies that make money when existing home sale prices fall are what we need right now and there are two books out that teach investors how to enjoy (and profit from) the roller coaster ride. In a housing slump, some investors are not only surviving, they’re thriving…and the message from experts is clear…you can still get rich.

Seal Beach, CA (PRWEB) May 30, 2007 — Real estate prices haven’t bottomed out, and even if new or existing home prices go lower, investors can still make money. Some experts say the home market bubble is popping, but you might not have to worry if you follow the advice given by three top real estate gurus. Read the rest of this entry »

Are you aware that you may be owed large sums of money? Well, all you have to do is log on to Cashunclaimed.com to see if you are owed money.

Cashunclaimed.com is one of the largest databases for unclaimed money in the world. Their current database lists billions of dollars in unclaimed money, property, accounts and assets from all 50 states and several Federal agencies that could belong to you. There are millions of people who are owed unclaimed money and they don’t even know it! Are you one of these people?

It is estimated that 9 in 10 Americans are owed cash that sits unclaimed year after year. So, it’s quite likely that some of this money belongs to you or someone you know. Would you like to claim some found money?

Who is holding this unclaimed money?

The found money they locate is being held by one or more of many different institutions. Their research has uncovered millions of unclaimed and lost money owed to individuals in:

• forgotten savings and checking accounts
• uncashed checks
• securities
• dividends
• insurance refunds or claims
• oil royalties
• wages
• utility refunds/deposits
• bail bonds
• child support payments
• the list goes on and on…

Also, hundreds of thousands of people are owed money as an heir to an inheritance that they didn’t even know about!

Why is the money “unclaimed”?

For one reason or another the financial institution holding the funds has been unable to locate the rightful owners to return the money. So, literally billions of dollars sit in unclaimed accounts across the nation year after year. This money is lost and never gets found unless the owners of the unclaimed funds use a property locator service like Cash Unclaimed Money Search.

For instance, have you ever:

• moved without checking to be sure every company and person you
• do business with knew your new address?
• moved without getting your utility deposit refund back?
• opened a savings account as a child or for your own child and then forgot about it?
• forgot to cash a health insurance check?
• forgot to cash interest or dividend checks on stocks or bonds?
• Quit or been fired from a job and never gone back to get your last paycheck?
• Didn’t notify companies who owe you money that you have moved?

This list covers only a small fraction of the possible reasons why you may be owed money!

What Cashunclaimed.com provides…

They have compiled a database of millions of people owed money in all 50 states. If your name is in their lost cash database, there is a good chance you have lost money owed to you. The only way to be 100% certain whether the found money is yours is to submit a claim!

Cashunclaimed.com is not an unclaimed property locator service and do not charge you a percentage of the money you claim. They are only an information service that provides you access to their huge database. They also provide you tips and information on how to claim your money, but they do not actually assist you with your claim.

Click here now to receive unlimited instant access to all of the lost cash records in their database for 30 full day(s). The unclaimed money records will include the name, phone number and location of the institution(s) holding the money as well as the instructions you will need to claim the found money!

Bring the following documents with you when you meet the lender, but never show your income tax return or other documents not requested. Lenders can’t ignore documents you show them, even if they want to.

• Bank statements
• IRA statements
• Savings account statements
• Stocks statements
• Bonds statements
• Certificates of deposit
• Trust fund statements
• Pay stubs for past two months
• Tax returns for past two years
• Current loan statements
• Leases or rental agreements
• Deposit verification
• Other sources of income
• Relationship verification
• Divorce records
• Bankruptcy records

If you rent your second home and it is some distance from where you live, you will probably need the services of a professional property management company. At a resort, finding a steady flow of short-term tenants is the most important service such a company can provide. Your property should be rented full time during the high season, and for as much time as possible in the off-season. The management company should Read the rest of this entry »

Wednesday, November 1

9am - 1pm
600 Whitney Ranch Dr, Suite C-15
Henderson, NV

A HUGE topic of discussion among most couples is “money”. Outlined below are examples of some very typical questions that couples “shall we say… visit often!”

How do we invest?
Where do we invest?
What do we invest in?
Should we even invest at all?

In addition to the investment conversation most couples just don’t seem to agree on how money is to be handled within the family. One seems to overspend while the other doesn’t spend at all or they both spend in very different areas. Neither of these strategies takes the family unit towards a more satisfying relationship or financial freedom.

If you’d like to take control of your finances, Learn to work with your partner to create very similar goals and objectives that will lead your toward the things that enhance your life and increase your income – This is for you!

Tonja teaches a very real no nonsense strategy that will help you to “breath easier”, approach financial decisions in a very logical and systematic way.

This training is fun, interactive and spiritually nourishing!

With a vacation home, you should follow your own interests in selecting its location. If you are an avid skier, you know which resort towns are already overcrowded and overpriced. You’re not going to buy in one of those. You probably know or have heard about accessible towns near great skiing country that are only now being developed. Those are the kinds of places in which to buy, but only after you have checked firsthand on their potential. Don’t rely on the Read the rest of this entry »

Thursday, October 26

9am
Reno, NV

Tonja will be presenting at the USAF (United States Air Force) Annual Recruiters’ Banquet, motivating USAF recruiters, and sharing a bit about her successful history as a USAF recruiter.

You build wealth from real estate in at least four ways:

1. The value of your property rises.
2. You gradually pay off your mortgage loan and increasingly gain equity in your property (which is known as debt reduction).
3. You can create passive income by renting your properties.
4. Effective tax strategies protect your wealth.

Your real estate gains value in at least four ways:

1. Prices rise in the real estate market.
2. House renovations and neighborhood improvements add to a property’s value.
3. When interest rates are lowered, debt is reduced. This happens faster with income properties as rents rise.
4. When interest rates rise, rents go up.