http://tonjademoff.com Tonja Demoff will help you achieve greater wealth through real estate. Wed, 29 Jul 2009 18:07:15 +0000 http://backend.userland.com/rss092 en Angela Logan and her "Mortgage Apple Cakes" that helped save her home. July 28: TODAY’s Ann Curry talks to Angela Logan about how her cake, known as the “Mortgage Apple Cake,” helped her keep her home.  Click here to watch the video. Angela Logan was in imminent danger of losing ... http://tonjademoff.com/blog/253/she-baked-her-way-out-of-foreclosure-follow-up-story Share the wealth: http://tonjademoff.com/blog/252/hump-wednesday-funnies-5 Index of 20 major cities rises on a monthly basis for the first time since July 2006, hinting that the worst of the declines may be over. NEW YORK (CNNMoney.com) -- The value of U.S. homes grew on a monthly basis in May for the first time in nearly three years, ... http://tonjademoff.com/blog/250/home-prices-up-for-1st-time-in-3-years We offer Free and Discounted Specials to our members on a regular basis. Click the Backyard Wealth logo below to Join our mailing list and receive up-to-date news and stories, early-bird specials, discount offers and Free gifts from us! Share the wealth: http://tonjademoff.com/blog/249/free-stuff Find natural ways to keep cool and save hundreds of dollars in a single season With energy costs climbing annually, keeping your house cool in summer can be a wallet-emptying exercise. Here are 8 practical ways to keep cool and save money. Plant deciduous trees on the south and west sides of your ... http://tonjademoff.com/blog/248/eight-ways-to-cool-your-home-naturally Freddie Mac Launches Effort to Help Servicers Handle Record Demand for Home Affordable Modifications As part of its support for President Obama’s Making Home Affordable program, Freddie Mac announced an agreement with Home Retention Services, Inc., a wholly owned subsidiary of Stewart Lender Services, Inc., to help several regional servicers process thousands ... http://tonjademoff.com/blog/247/freddie-mac-offers-help-to-handle-demand Bake me a cake as fast as you can... New Jersey resident,  Angela Logan — baker of the apple cake known ’round the world — will be able to make her mortgage payment. The Record reported last Friday how the Teaneck actress and divorced mother of three resorted to a bake sale ... http://tonjademoff.com/blog/246/cake-baker-will-meet-her-mortgage 30 Under 30: Against the Odds Every year REALTOR® Magazine features 30 rising young stars in the real estate industry who are under 30 years of age. Read about the honorees. Our Class of 2009 is focused, energetic, and upbeat. Its members are driven by youthful optimism, no doubt. But they’re also ... http://tonjademoff.com/blog/245/meet-the-30-under-30-class-of-2009-and-learn-how-theyre-winning-in-todays-market Signs of Change: Existing-Home Sales Rise 3.6% in June RISMEDIA, July 24, 2009-Existing-home sales rose for the third consecutive month with inventory easing and home prices declining less sharply in June, according to the National Association of Realtors®. Existing-home sales-including single-family, townhomes, condominiums and co-ops-increased 3.6% to a seasonally adjusted annual rate of ... http://tonjademoff.com/blog/244/existing-home-sales-rose-for-the-3rd-consecutive-month Tip #1 – Turn off the lights when not needed, even as you go from room to room in the course of your day (or evening) According to ENERGY STAR, as much as 20 percent of a home’s energy use comes from light bulbs. Using a compact fluorescent light bulb (CFL) ... http://tonjademoff.com/blog/243/save-money-by-making-your-home-more-eco-friendly-10-tips Since the 1970s, computer nerds have been automating home control with gizmos based on the X-10 radio standard. A lot's changed since X-10 was cutting edge, and a few proprietary systems have come along with improvements, but none became industry standards. Now a startup named iControl Networks is seeking to drag ... http://tonjademoff.com/blog/242/control-your-house-by-iphone Check us out on Facebook! Become a Fan! http://tonjademoff.com/blog/241/become-a-fan Ed Haldeman ran Putnam Investments after scandal Former Putnam Investments executive Charles "Ed" Haldeman will take over as chief executive officer of Freddie Mac in August, the company said, ending a months-long search for a replacement for David Moffett. Moffett, who reportedly left the job in March in part because government regulators ... http://tonjademoff.com/blog/239/freddie-mac-names-new-ceo Share the wealth: http://tonjademoff.com/blog/238/hump-wednesday-funnies-4 Work Backwards... When I used to do training in corporate America, there was always a curriculum that would instruct people to make their goals "real and achievable."  I don't subscribe to this way of thinking.  I don't believe in goal setting; I believe in intention setting.  Take goals out of the ... http://tonjademoff.com/blog/236/goals-vs-intention DETROIT--(BUSINESS WIRE)-- Ralph R. Roberts, consumer advocate and spokesperson for Federal Loan Modification Law Center, today released a list dispelling the top five myths about loan modification. Intended to better educate homeowners facing the prospect of losing their home in foreclosure, the following list demystifies the most common misconceptions surrounding ... http://tonjademoff.com/blog/235/top-five-myths-about-loan-modification McLean, VA – Freddie Mac (NYSE:FRE) today released the results of its Primary Mortgage Market Survey (PMMS) in which the 30-year fixed-rate mortgage (FRM) averaged 5.14 percent with an average 0.7 point for the week ending July 16, 2009, down from last week when it averaged 5.20 percent. Last year ... http://tonjademoff.com/blog/233/mortgage-rates-fall-for-third-consecutive-week Bringing the Dream of Homeownership Within Reach As part of its plan to stimulate the U.S. housing market and address the economic challenges facing our nation, Congress has passed legislation that grants a tax credit of up to $8,000 to first-time home buyers. Here is more information about how the 2009 First-Time ... http://tonjademoff.com/blog/231/2009-first-time-home-buyer-tax-credit "I cannot stop emphasizing the potency of positive affirmations and incantations, which involve fueling your mind with productive energy..." -Tonja Demoff, founder and author of The Casual Millionaire-Wealth by Intention Visit www.CasualMillionaire.com for more information. http://tonjademoff.com/blog/229/fuel-your-mind-with-productive-energy It's REALLY Wednesday today!! http://tonjademoff.com/blog/226/hump-wednesday-funnies-3